Self Managed Super Funds

You don't need to wait until later in life to start thinking about the future!  Life moves quickly and you need to keep one step ahead with your choices and investments to ensure your wealth grows and you are well prepared. 

Did you know that with the right advice, you are able to run your own super fund (called a Self-Managed Super Fund or SMSF for short)!  An SMSF allows you to invest in a variety of things including property (both residential and commercial)vintage cars, gold or silver bullions, artwork.. the list goes on. 

You don't even have to be an expert, we're here to guide you!

What is an SMSF?

A Self Managed Superannuation Fund (SMSF) provides you with control over your superannuation in terms of what you invest in as you are in charge of your own investment strategy giving you a greater ability to ensure you and your family are well taken care of in future years.   An SMSF also allows you and your partner to combine your super, pay one set of fees and choose where you want to put your money whether it be into the stock market, the property market or other alternative investments.

Can I purchase property?

This is our most common question and yes you can.  Purchasing property is the most common reason our clients set up their own SMSF.  Many of the business owners have purchased the building they once leased in order to pay rent towards their own retirement.  Imagine starting your property portfolio now and having a tax-free passive income in retirement...  This is all possible with the right adviser, good advice and great planning.  Many of our clients who are currently running their own SMSF, had no idea how much they even had in super, where it was invested and what fees they were paying.  We'd love to show you how to build wealth for your family, it's our passion and we love SMSF.

Administration and Compliance 

Vanessa, Kym and their expert team at HM Business Partners are here to support you every step of the way...  These ladies will take care of everything from establishment, opening up bank accounts and co-ordinating rollovers.  The property division can even assist you in the buying process.  The girls will also work with you to ensure your insurance is maintained before you roll out of your current super fund as we don't want to have any gaps of no cover.  With the right advice and strategy, you are able to run your own Family Super Fund, here's just one example...    

There is important stuff you need to know, and you will have loads of questions along the way but we're here to help and hold your hand as we educate you on managing your own super..  We'll also sit down and help explore all your options when deciding if an SMSF is right for you and your family!

For greater detail on SMSF, check out our blog series with all the links above or get in touch to schedule an appointment.